Why Coastal California Homes Feel Freezing at 55 Degrees
Feb 12, 2026
A coastal California home at 55 degrees outside can feel colder than an inland home at 45.
Why?
The marine layer.
Damp air transfers heat faster than dry air. Even if temperatures are moderate, constant cloud cover prevents homes from absorbing passive solar warmth during the day.
Your house starts evening already cool.
If insulation is thin or air leaks exist, indoor heat disappears quickly.
The result:
- Constant heater cycling
- Cold walls
- Chilly bedrooms
Mild climate does not eliminate insulation needs.